
John Essigman, RFC®, CFEd®
Registered Financial Consultant and
Certified Financial Educator
(866) 599-8046
john.essigman@hife-usa.org
Heartland Institute of Financial Education
141 North Main St · Cleveland GA · 30528
www.bluecreek.net
North,
Northeast, GA, AL, Georgia, Alabama, Cleveland, Helen, Dawsonville, Dahlonega,
Clarkesville, Cornelia, Baldwin, Mt Airy, Demorest, Clermont, Blairsville,
Young Harris, Toccoa, Tallulah, Blue Ridge, Atlanta, Gainesville, Oakwood,
Flowery Branch, Hall, Habersham, White, Dawson, Banks, Stephens, Lumpkin,
County, Registered Financial Consultant, Financial Advisor, Certified Financial
Educator, Financial Planning, Estate Planning, Investment Advisory, Securities,
Premium Financed Insurance, IRA, ROTH, SEP, SIMPLE, 401, 403, 457, Rollovers,
Annuities, annuity, Mutual Funds, ETF, Exchange Traded Funds, Unit Investment
Trust, Donor advised funds, charitable remainder trust, Life, Life Insurance,
Health, Long Term Care, LTC Insurance, Buy/Sell, Executive Benefit Plans, Tax
Returns, Taxes, Tax Planning, Home, Reverse Mortgage, Certified Signing Agent,
Trusted Enrollment Agent, Notary Public, Portfolio Analysis, Wealth Management,
Retirement Planning, Funding, Consolidation, RMD, Required Minimum
Distributions, Distributions, Keoghs, Profit Sharing, 401(k), 403(b), Executive
Benefit Plans, Qualified and Non Qualified, Educational Planning, College
Planning, 529 Plans, Coverdell, Custodial, Estate Planning, Estate Transfer
Services, Risk Management Services, Advisory Services, Tax Preparation,
Mortgages, Structured Assets, Disability Insurance, Direct Participation
Programs, 1031 Exchanges, REIT, Managed Accounts, Separately Managed Accounts,
Financial Education